Disclaimer and IP Statement
The reports, models and analysis contained herein ("Information"), are based on data developed and compiled using proprietary risk assessment technology of the Institute of Catastrophe Risk Management (ICRM), Nanyang Technological University (NTU), Singapore, and are provided on an “AS IS” Basis Without Warranties and/or Conditions of Any Kind. The technology, data and EXPERTISE used in providing this Information is based on the scientific data, mathematical and empirical models, encoded experience of scientists, engineers and specialists, and augmented with information provided by representatives from ASEAN governmental officials involved in Disaster Risk Financing and Insurance (DRFI). Furthermore, the accuracy of financial analysis depends on the accuracy and quality of the inputs entered.
The Information is provided to ASEAN governmental officials involved in DRFI (hereafter referred to as “Users”) under the ASEAN Disaster Risk Financing and Insurance Phase 2 (ADRFI-2) program. ICRM being one of the ADRFI-2’s dual program offices (the other being the ASEAN Secretariat) has developed the ADRFI-2 Platform and further provided complementary Platform access and support to the Users. However the Information remains ICRM's proprietary and confidential information and may not be shared with any third party without the prior written consent of ICRM. Furthermore, this Information may only be used by Users for governmental purposes of a non-commercial and a non-revenue generating purposes. In addition the Information may not be used under any circumstances in the development or calibration of any product or service offering available commercially in the market. Arrangements for any deviation of such use, including licensing arrangements must first be arranged with ICRM.
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The recipient of this Information is further advised that ICRM is not engaged in the insurance, reinsurance, or related industries, and that the Information provided is not intended to constitute professional advice. ICRM Specifically Disclaims Any and All Responsibilities, Obligations and/or Liability With Respect to Any Decision or Advice Made or Given as a Result of the Information or Use Thereof, Including All Warranties, Whether Express or Implied, Including but Not Limited to, Warranties of Non-infringement, Merchantability and Fitness for a Particular Purpose. In No Event Shall ICRM, NTU and/or Their Related Entities Be Liable for Any Loss and/or Damage Including but Not Limited to Any Direct, Indirect, Special, Incidental, or Consequential Damages With Respect to Any Decision or Advice Made or Given as a Result of and/or in Relation to the Contents of This Information or Use Thereof.
